£25 'fine' for going under -£5 with Barclays

£25 'fine' for going under -£5 with Barclays

I should have known better but thats not the point. What a cunt.

All for a couple of packets of Nobby's Nuts too

Re: £25 'fine' for going under -£5 with Barclays

you are seriously addicted to those things you kept trying to force them down my throat on Wed even though I was adamant I wasn't having any :tut:

Re: Re: £25 'fine' for going under -£5 with Barclays

I cant remember trying to force my nuts down your throat to be honest.. oops

They're lush though

princessjane -

usually if you go just a little overdrawn and complain they won't apply any charges.

First Direct tried to do it with me when I went a couple of quid over because a subscription for my bank account plus thingy came out.

They were going to apply two charges of £25 but I rang them up and threatened to report them to the Financial Obudsman and close the account so they relented.

Worth a try.

I've gone over a few times before and as a result recieved a letter telling me that i'd been charged a £25 commission fee or something but since my account had been in good shape for a long time they'd wave the fees. This time i wasnt so lucky. I was -£8.30 over..

Reckon it's still worth a shot? What would I say.. I can see me saying 'Righ I've just been charged £25 and i didnt know so i'd like to close my accoutn because i'm moving to a different bank.' Than a reply of 'ok your account has been cancelled, thanks.'

I'm not good at getting out of things like this tbh

PRINCESS JANE -

I reckon they have some sort of scoring system to decide whether they can do it or not.

Can anyone who works in a bank confirm this?

Ps my account was like a pocket money account so wasn't too arsed about closing it down but glad my bluff wasn't called.

The financial ombudsman are currently looking into the outrageous charges that banks are imposing on their customers and are clamping down on it big time when its something rather trivial like this. So phone the bank and complain and say if they dont refund the charge then u will be speaking to the ombudsman to report the bank for unfair practices, or email them and cc the email to the ombudsman, that would have them shitting their pants

My friend cashed two checks before 3 days b4 pay day last month at Northern rock (where she works) and was told that by the time they had cleared that she'd have been paid.

but checks cleared b4 that so she was charged bank charges of £90

£30 for each check and £30 for going over her limit.

Her own silly fault really but fucking hell that's loads of money

its in your terms and conditions that if you over the 'buffer' zone you are charged a fee...all banks do it

The girl at work does it all the time, we get paid by cheque every week so it takes a few days to clear but cos she's always on the edge of being iverdrawn when she has things coming out they alwyas come out without the cheque having truley cleared, even though she pays in a cheque every week, you'd think they'd know it wasn't gunna bounce :evil:

Barclays are the worst bank i have encountered relating to charges etc... i am changing to Nat West as soon as poss.

Happened to me as well. They cleared before me pay went in so it took me overdrawn. They charged £30 per cheque that took me over and an extra fucking £28 admin fee. Bastard :samurai:

Me own fault though, so should of known . I work for a fucking bank too

ive never been charged with barclays

when i worked at abbey first charge always gets refunded but any other incurred after that is at the advisors discretion, if u hav had a few back b4 is unlikely unless its a fault or someone else or if u kick off big style but in most cases they prob wont do it!!

my bank doesn't, when I go over my overdraft they just charge me interest on the amount over which is pence.

I am on a graduate account though so thats probably why.

i never get charged for going over my overdraft limit. Get a decent bank account.

Intelligent Finance charged me £30 for going 4p over my overdraft


I rang up and the girl was gutted and wiped it off instantly

Who you with??

It wasn't her bank account by any chance was it?

i got charged £25 for going over my overdraft plus then when money was in my rent didn't go out so got in trouble by estate agents!!

i have 3 acounts with the fuckers